Different types of life insurance

Protecting your financial downside

In today’s unpredictable world, securing peace of mind through life insurance is a thoughtful and essential step. It provides a safety net for you and your loved ones, ensuring that financial protection is in place should the unexpected occur.

Term life insurance

Protection that spans a predetermined duration

In financial planning, term life insurance is a straightforward yet vital form of protection that spans a predetermined duration, commonly known as a ‘term’.

Whole-of-life insurance

Protect your wealth and provide for your family when you die

Whole-of-life insurance represents a comprehensive approach to life cover, ensuring that a specified sum assured is paid upon your death, regardless of when it occurs. This type of policy particularly appeals to individuals who aim to leave a legacy for their families, make provisions for Inheritance Tax or secure their business continuity after they are gone.

Critical illness cover

Facing the unthinkable and preparing for the unexpected

In today’s unpredictable world, critical illness cover offers a vital financial safety net when you and your family need it most. Adding this option to your life insurance policy can alleviate the monetary burdens that may arise if you become critically ill.

Income protection insurance

Having enough to pay for what you need now and in the future

When life throws unexpected challenges our way, such as severe illness or injury, the impact can be emotionally and financially overwhelming. While it’s never pleasant to contemplate misfortune, it’s crucial to consider how you would cope if a severe health issue left you unable to work.