New data uncovers a concerning gap in pension awareness and confidence across all generations
In the UK, nearly half of working-age adults cannot estimate the total value of their pension savings. This uncertainty suggests that many lack a clear understanding of their retirement readiness and may be missing opportunities to plan effectively for the future.
How can they assist investors in expanding their portfolios?
Dividends have long been a vital part of the investment process. For many investors, dividends help minimise portfolio volatility, especially during uncertain markets, and they can indicate management’s confidence in a company’s financial health.
Planning, talking, and protecting more of your legacy from tax and disputes
Death and money are two of life’s unavoidable realities, yet they remain subjects many of us hesitate to discuss. This reluctance often extends to inheritance, a topic filled with discomfort for many families. The consequence of this silence is significant, as an increasing number of estates are affected by Inheritance Tax (IHT), and disputes over Wills are becoming more common in UK courts.
Key financial and lifestyle checks to get ready for life after work
Reaching the final stage of your working life is a significant milestone, often bringing a mix of excitement and uncertainty as routines shift and new priorities come into focus. It’s a chance to redefine how you spend your time, clarify what matters most, and set expectations for the years ahead.
Beginning your planning early significantly influences your retirement choices
For many, the idea of retiring early is an appealing prospect: more freedom, less routine, and more time to focus on what matters most. The allure isn’t just about leaving work; it’s about gaining control over your days, pursuing personal goals, and creating space for health, family, and experiences. However, stepping away from work sooner than planned requires careful preparation and a clear understanding of the trade-offs.
