{"id":458,"date":"2021-07-14T12:52:53","date_gmt":"2021-07-14T11:52:53","guid":{"rendered":"http:\/\/www.a1-financial.com\/blog\/?p=458"},"modified":"2021-07-12T12:21:38","modified_gmt":"2021-07-12T11:21:38","slug":"conscientious-investor","status":"publish","type":"post","link":"https:\/\/www.a1-financial.com\/blog\/conscientious-investor\/","title":{"rendered":"Conscientious investor"},"content":{"rendered":"<h2><b class=\"\">Investing today to help make a better tomorrow<\/b><\/h2>\n<div class=\"\">In a fast-changing world, sustainability is a growing concern for investors. Sustainable investing funds position investors to manage the risks associated with environmental, social and governance (ESG) factors, capture the opportunities and contribute to positive change.<\/div>\n<p><!--more--><\/p>\n<div class=\"\"><\/div>\n<div class=\"\">The tremendous toll of the coronavirus (COVID-19) pandemic crisis \u2013 on health, economic wellbeing and everyday activity \u2013 has precipitated a widespread reassessment of the way we live our lives. For governments, businesses and investors, an essential question has been to understand the sources of resilience during this past year and how to build on them to prepare for any future crises.<\/div>\n<h3><b class=\"\">Influencing positive changes<\/b><\/h3>\n<div class=\"\">If you\u2019re someone who wants to make a positive difference, you might be interested to know how you, your money and the things you care about could all benefit from sustainable investing. At its core, ESG investing is about influencing positive changes in society by being a better investor.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\">Investment into ESG funds has been growing at an accelerating pace over the last five years. Recent research suggests that 9% of investors currently hold ESG investments[1], with 12% of investors saying they don\u2019t currently hold ESG investments but plan to in the next year. 17% say they are likely to make their first ESG investments in 2022 or later. These numbers suggest a snowballing rate of ESG investing adoption over the next few years.<\/div>\n<div><\/div>\n<h3><b class=\"\">Resistance to future crises<\/b><\/h3>\n<div class=\"\">As the nation emerges from the COVID-19 pandemic and begins to rebuild the economy, there is the opportunity to rebuild based on new principles. ESG concerns can be embedded in the recovery, to create an economy with more resistance to future crises. Companies are also under growing pressure to report transparently on their ESG-related practices.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\">More people today understand the increasing importance of responsible investing in investment decisions and it\u2019s arguably the most important investment trend of recent decades. ESG strategies factor environmental, social and governance considerations into the investment process, with the goal of generating long-term, sustainable returns for investors.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">Responsible investing is about \u2018doing the right thing\u2019, encouraging sustainability and contributing to positive, lasting change.<\/b><\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">Environmental<\/b> \u2013 Renewable energy, lower carbon emissions, water management, pollution control.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">Social<\/b> \u2013 Labour practices, human rights, data protection, selling practices, corporate supply chains.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">Governance<\/b> \u2013 Board makeup, corruption policies, auditing structure.<\/div>\n<div><\/div>\n<h3><b class=\"\">Approach responsible investing<\/b><\/h3>\n<div class=\"\">There\u2019s no single, universal way to be a responsible investor, but these factors will enable the growth of ESG funds by giving investment managers more options to invest in, and improved ways to assess and monitor, the ESG rating of an investment.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\">While ESG investing is an opportunity you might be eager to explore, there are some considerations. Your investments must align not only with your values but also with your growth expectations and risk appetite. As with any approach to investing, you should choose the funds that are right for you and obtain professional financial advice to understand the market you want to invest in.<\/div>\n<h3><span class=\"\">\u00a0<\/span><b class=\"\">Looking to boost portfolio performance<\/b><\/h3>\n<div class=\"\">It\u2019s a common misconception that investing responsibly means accepting lower returns but, increasingly, evidence says otherwise. Adding an ESG criteria could help boost portfolio performance. This investment ethos also delivers benefits beyond the bottom line and recognises that modern-day investment should be a matter of long-term ownership and sound stewardship. Speak to us for more information or to discuss your requirements.<\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">Source data:<\/b><\/div>\n<div class=\"\"><\/div>\n<div class=\"\">[1] OnePlanetCapital 09 March 2021<\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">INFORMATION IS BASED ON OUR CURRENT UNDERSTANDING OF TAXATION LEGISLATION AND REGULATIONS. ANY LEVELS AND BASES OF, AND RELIEFS FROM, TAXATION ARE SUBJECT TO CHANGE.<\/b><\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.<\/b><\/div>\n<div class=\"\"><\/div>\n<div class=\"\"><b class=\"\">PAST PERFORMANCE IS NOT A RELIABLE INDICATOR OF FUTURE PERFORMANCE.<\/b><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Investing today to help make a better tomorrow In a fast-changing world, sustainability is a growing concern for investors. Sustainable investing funds position investors to manage the risks associated with environmental, social and governance (ESG) factors, capture the opportunities and contribute to positive change.<\/p>\n","protected":false},"author":1,"featured_media":459,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"_links":{"self":[{"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/posts\/458"}],"collection":[{"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/comments?post=458"}],"version-history":[{"count":1,"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/posts\/458\/revisions"}],"predecessor-version":[{"id":460,"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/posts\/458\/revisions\/460"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/media\/459"}],"wp:attachment":[{"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/media?parent=458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/categories?post=458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.a1-financial.com\/blog\/wp-json\/wp\/v2\/tags?post=458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}